Investor Bulletins

Know your DIY fees
January 2022

Retail trading and the use of do-it-yourself (DIY) online trading accounts are on the rise. But even with a low-cost or zero commission account, there could be other fees and charges that could impact your portfolio.

Is a DIY (Do-It-Yourself) account right for me?
February 2021

This bulletin highlights key questions to determine whether DIY investing is right for you, as well as common investment mistakes made by new investors.

COVID-19 and Cybersecurity – Tips for Investors
May 2020

Tips to help investors stay aware and protect themselves against the increased risk of cybersecurity attacks related to the COVID-19 pandemic.

What should you know about your investment advisor?
October 2017

When it comes to decisions about investing our hard-earned savings, many of us rely on the knowledge and advice of an investment advisor. That’s a lot of trust to put in anyone so it makes sense to first ask some questions when choosing your advisor.

Are you financially prepared for what’s ahead?
June 2016

Some tips and tools from IIROC to help seniors protect themselves and make informed financial decisions.

Risk and its impact on your investments 
November 2015

All investments carry some degree of risk. It is important to understand the types of risk that may impact your investment returns before determining and implementing your investment strategy.

Ensuring your investments are right for you​ 
June 2015​

Did you ever wonder why your investment advisor asks you so many questions? This bulletin helps investors understand what to expect when working with an advisor.

What you need to know about borrowing to invest 
February 2014

IIROC produced this bulletin to help investors learn what’s involved when using borrowed money for investment purposes.

Understanding financial certifications - How do you know if your advisor has the right skills to meet your investment needs?
November 2013

This bulletin helps investors understand what certain financial certifications mean, what it takes to achieve them and offers resources that provide important information about advisors’ certifications and registrations.

Welcome to!

We have a new look! You can find the Canadian Investment Regulatory Organization (CIRO) at with our fresh look and feel.

You can now find new publications published by CIRO since January 1, 2023 on If you are looking for past notices or bulletins published by MFDA or IIROC, you can find those on our legacy websites. Enforcement related content will continue on those websites as well.

You can now find previous Annual Reports and Enforcement Reports on, along with Halts and Resumption, and our ePublications sign up (for all previous MFDA and IIROC subscriber lists).

We will continue moving items off MFDA and IIROC in 2023/2024. Stay tuned for future updates.